By accessing these applications / portals / platforms "Fundbook" and other as may be launched from time to time (hereinafter referred to as "Website", "Platform" and/or "Application", which shall mean and be used interchangeably having the same meaning) is developed, operated and maintained by ("The Company"), a company / Proprietorship firm, partnership firm, LLP, having registered office at Noida, Gautam Buddha Nagar - 201301, Uttar Pradesh, India, you agree to be legally bound by following terms and conditions and other incidental or related aspects for use.
Before you use the platform, you must read all of the terms and conditions ("Terms") herein and the Privacy Policy provided on the Website. Please also refer to the additional legal information as may be applicable to you.
"we", "our" and "us" means "the company"; "you", "user" and "your" means any person and/or the institutions / organizations etc., but not limited to, who accesses and uses this Platform along with updating their users on this platform.
It is strongly recommended to you to visit this page periodically to review the most current version of the Terms and Conditions. The company reserves the right at any time, at its sole discretion, to change or otherwise modify the Terms without prior notice, and your continued access or use of this platform signifies your acceptance of the updated or modified Terms. If you object to these Terms or any subsequent modifications to these Terms or become dissatisfied with the platform in any way, you should immediately terminate use of the platform.
This Terms and Conditions/Agreement is an Electronic Record published in terms of Information Technology Act, 2000 of India and generated by a computer system and does not require any physical or digital signatures and is in accordance with the provisions of Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011 issued under the aforesaid Act.
Before you further use this Platform, you must read all of the terms and conditions specified (all sections of this Platform including but not limited to the General Terms and Conditions of Use, the Special and Additional Terms and Conditions of use and Online Fundbook linked Privacy Policy provided on this Platform) collectively hereinafter referred to as the Agreement).
By using Online Fundbooks Financial Products, Software, Services and the Platform (hereinafter referred to as Services), you hereby confirm to having accepted the Agreement, with immediate effect.
Fundbook is a digital platform that connects three key players in the loan ecosystem — Borrowers (for example: small businesses), Facilitators (for example: Chartered Accountants), and Lenders (for example: Banks, NBFCs, fintechs). Our goal is to simplify and speed up the loan process by using technology and collaboration.
We help Borrowers find the right loan options, prepare and structure their financial documents, and connect with the most suitable Lenders. Facilitators can use the platform to assist their clients in loan applications, while Lenders get access to pre-screened, structured applications that save time and reduce risk.
Whether you're a Borrower looking for funding, a Facilitator supporting your clients, or a Lender seeking high-quality applications, Fundbook gives you a single platform to manage everything.
Please note: Using Fundbook may involve third-party charges like internet or mobile data, and any platform-specific fees will be clearly communicated and are the responsibility of the user.
Registration with the Platform is by way of creating user ID. You are solely responsible and liable for the veracity and accuracy of all personal and other details furnished by you as well as for authentication of all documents uploaded by you at the time of registration with the Platform. The documents to be uploaded needs to be self-attested, verified and authenticated by you. If so required, third party validation or authentication will be obligatory on you. The company/The Platform in no way is responsible or liable for the authenticity or genuineness of any documents uploaded by you or through your financial advisor.
You hereby agree that the company may contact you either electronically, through phone or through its online and offline centers or associates, to understand your interest in the selected products and services and to fulfill your demand. You also agree that the company /the platform reserves the right to make your details available to its partners and affiliates and you may be contacted by such partners and affiliates for information through email, telephone, SMS and/or any other mode of communication. You agree to receive promotional materials and/or special offers from the company through email, SMS and/or any other mode of communication.
You acknowledge and agree that the company owns all legal rights, titles and interests in and to the Platform and the Services offered herein, including any intellectual property rights which subsist in the Platform, technology, other intellectual property rights and/or the Services (whether those rights are registered or not, and wherever in the world those rights exist).
All the content displayed on the Site is the sole property and is in the exclusive right, title and ownership of the Company; it may be noted that the term "Company" in context and meaning to the preceding line shall means and be interpreted as the respective institutes, organizations, publications etc., shall continue retaining their respective IPR and proprietary rights of their respective IPRs being published, accessed, hosted etc., on the platform.
The company grants you a limited license to access and make use of the Platform, the Products/Services offered purely for commercial purpose only. This license does not include any downloading or copying of any kind of information or in any forms such as:
You represent and warrant that you are of legal age and not a minor competent to contract having a sound mind, and under no coercion or undue influence of any person or substance or incapacitated in any manner whatsoever to form a binding contract and are not a competitor of the company or in any way or manner associated with competitor or potential competitor or a person barred from receiving the Services offered by the company under the laws of India or other applicable jurisdiction.
You will use the Platform to make legitimate use for you or for any another person for whom you are legally authorized to act (and will inform such other persons about the Agreement and/or Privacy Policy) that apply to the use of the Platform and the Services on their behalf (including all rules and restrictions applicable thereto).
The company's display on or through the Platform of any financial product options or by any other mode of communication (whether public or private) offered by third parties does not in any way imply, suggest, or constitute any sponsorship, recommendation or approval of the company of any such third parties or of their products.
By registering and proceeding with the Application, you hereby authorize the platform and give your consent for the purposes of obtaining a credit report from Credit Information Bureau (India) Limited (CIBIL) or such other authorized agencies which provide such facilities for checking the Bureau score, to know the financial strength and for a review of credit worthiness by the company or any other Financial Institution or Bank.
You acknowledge and confirm that you have issued your consent to the Platform and such agencies with which the Platform has been integrated for conducting Fraud checks necessary for processing the application on the Platform.
The company and its Partners, Subsidiaries, Joint Ventures, Associates, Officers, Directors, Employees, Representatives, Affiliates, and providers (hereinafter referred to "The company's Associates") will not be responsible or liable for:
You agree to indemnify, release and hold harmless the company and the company's Associates from any and against all liabilities, claims, causes of action, demands, recoveries, losses, damages, fines, penalties, interests or other costs or expenses of any kind or nature, including reasonable attorneys' fees, or arising out of or related to your breach of this Agreement, your violation of any law or the rights of a third party, or your use of the Platform/Services.
The company controls and operates this Platform from its headquarters in Noida (Uttar Pradesh), India and makes no representation that the Services offered on the Platform are appropriate or available for use in other locations or jurisdictions. If you use this Platform from other locations/jurisdiction, you are responsible for compliance with applicable local laws (including the taxation aspect, Fiscal and Economic Laws) and regulations including but not limited to the export and import regulations of other countries.
To the extent that any provision of this Agreement is found to be invalid, unlawful or unenforceable you agree that the courts at Ahmedabad shall have exclusive jurisdiction over the matter and shall endeavor to give effect to the Parties' intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining terms and conditions.
Headings are for reference purposes only and do not limit the scope or extent of such sections. The failure of the company to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches.
This Agreement constitutes the entire agreement, subject to specific provisions herein, between you and the company and governs your use of the Platform and the Services, superseding any prior agreements or any communication written or oral by any mode between you and the company with respect to the Platform and/or the Services.
If you have any questions about these Terms & Conditions, please contact us at support@fundbook.in.
Last updated: January 2025